Florida is known as a Natural Disaster State due to receiving may Hurricanes that have caused devastating Flood Damage in our State. Most people are not aware that 80% of Florida residents live near or along our coast Line. As of September 30, 2008, there are over 2,188,853 flood insurance policies in Florida which represents approximately 39% of overall total policies in effect in the United State of America. These policies represent $467,043,067,000 of insurance coverage, which is the first line of recovery after a flood disaster.